Why is title insurance important for a buyer?

Title insurance can protect a buyer against title defects that may occur from a covered risk. There are a number of problems that can arise and may result in the complete or partial loss of real estate. Even the most careful search of the public records may not find every title problem. Since some problems are hidden, your title may appear to be perfect when there may actually be a title issue waiting to surface. With owner’s title insurance, a title insurer will defend you against an attack on the title to your property as insured. If this attack is successful, the title insurer will indemnify you against the loss up to the policy limit.